Ohio Law Firm Secures $300,000 Recovery in Underinsured Motorist Case

The Piscitelli Law Firm secured a $300,000 total recovery for a 78-year-old individual who sustained injuries in a 50 mph T-bone collision. After the at-fault driver provided only Ohio's minimum coverage of $25,000, the firm pursued the client's $300,000 underinsured motorist coverage to address the remaining damages.

The client's injuries included resolved soft-tissue trauma and radial tunnel syndrome, a painful condition caused by compression of the radial nerve in the upper forearm that leads to discomfort, weakened grip, and pain during rotation. The underinsured motorist insurance provider initially offered $70,000 to settle the claim, which the firm determined insufficient given the policy limits and injury severity.

In response to the low offer, the firm filed a lawsuit for $275,000, representing the UIM limit minus the $25,000 setoff from the at-fault driver's payment. After several months of legal proceedings, the insurer disbursed the full $275,000, resulting in the total $300,000 recovery for the client. Frank Piscitelli, Jr. stated that UIM coverage is designed to provide compensation when the at-fault driver is underinsured, and when the insurance company undervalued the claim, litigation became necessary to obtain the full policy benefits.

This case demonstrates the significant gap that can exist between initial insurance offers and actual policy limits, particularly in serious accidents where injuries may not be immediately apparent or fully understood. Radial tunnel syndrome, while less commonly discussed than other impact injuries, can cause substantial long-term discomfort and functional limitations that require appropriate compensation. The successful recovery of the full $300,000 policy amount underscores the importance of thorough legal representation in navigating underinsured motorist claims.

For individuals involved in accidents with underinsured drivers, this case illustrates that initial settlement offers may not reflect the true value of a claim or available policy limits. The outcome suggests that pursuing litigation when necessary can result in substantially higher recoveries, particularly when dealing with insurance providers who may initially undervalue claims. More information about this case is available at https://getfrankgetjustice.com/result/300000-dollar-recovery-in-underinsured-motorist-case/.

The broader implications extend to insurance industry practices and consumer awareness regarding underinsured motorist coverage. Many drivers may not fully understand the limitations of state minimum coverage requirements or the importance of adequate UIM protection until after an accident occurs. This case serves as a reminder that policy limits represent contractual obligations that insurance companies may need to be compelled to honor through legal action when they resist paying legitimate claims. The successful recovery also highlights how specialized injuries like radial tunnel syndrome, resulting from specific impact mechanics in collisions, require careful documentation and valuation in insurance negotiations.