Instone Group Secures €47.5 Million Syndicated Loan to Strengthen Growth Position in German Real Estate Market

Instone Real Estate Group SE has concluded a new syndicated loan agreement with a volume of €47.5 million, arranged by IKB Deutsche Industriebank AG. The facility carries a three-year term with two one-year extension options and includes provisions to increase the total loan amount up to €60 million during its duration. This financing arrangement represents a strategic move to bolster the company's corporate financing structure.

David Dreyfus, CFO of Instone Real Estate Group SE, emphasized the significance of this development, stating that the term loan is an essential component of the company's corporate financing. He noted that as of September 30, the company maintained freely available cash and cash equivalents of €221.5 million along with unused revolving credit facilities of approximately €138 million. According to Dreyfus, this excellent level of liquidity is now being further strengthened by the new corporate financing of €47.5 million, positioning Instone Group advantageously within the market.

The additional funds will be allocated toward further corporate growth and targeted acquisition of attractive land plots. This strategic deployment enables Instone Group to secure projects with above-average margins and returns on capital in a market environment currently characterized by low competition. The company's approach focuses on developing future-proof and sustainable urban residential quarters throughout Germany, addressing one of the most pressing social issues of our time by creating needs-based and attractive living space.

As one of Germany's leading residential developers listed on the Prime Standard of the German stock market, Instone Group maintains a substantial project portfolio. As of September 30, 2025, this portfolio included 46 development projects with an anticipated overall sales volume of approximately €7.1 billion and around 14,000 residential units. The company employs 414 professionals across nine locations throughout Germany, leveraging diverse expertise combined with efficient processes and a solid financial foundation to create real added value for stakeholders in environmental, social, and economic terms.

The syndicated financing was placed in the private and commercial banking sector by IKB Deutsche Industriebank AG, reflecting confidence in Instone Group's business model and growth trajectory. This financial reinforcement comes at a strategic time when the company can capitalize on market conditions to expand its development pipeline. More information about the company's operations and strategic direction is available at https://instone-group.de/en.

For the German real estate sector, this financing development signals continued investment in residential development despite broader economic uncertainties. The transaction demonstrates institutional banking support for established developers with strong track records and substantial existing liquidity. Instone Group's enhanced financial position may influence competitive dynamics in land acquisition markets, particularly for premium development sites in Germany's metropolitan areas where the company focuses its operations.

The implications extend beyond corporate finance to housing market dynamics, as increased development capacity could contribute to addressing Germany's ongoing housing needs. With the company's emphasis on sustainable urban residential quarters, this financing supports projects that align with environmental and social responsibility objectives while pursuing economic returns. The flexibility built into the loan agreement, including extension options and expansion capacity, provides Instone Group with strategic optionality as market conditions evolve over the coming years.