JCB International Co., Ltd (JCBI), the international operations subsidiary of Japan's only international payment brand, and Philippine National Bank (PNB) have announced the launch of the PNB JCB Platinum Credit Card. The new card is designed to address the evolving spending habits of Filipino consumers, who increasingly manage a mix of digital, in-person, and international transactions. It supports everyday purchases while offering added convenience for travel and larger expenses, combining rewarding earn rates, flexible payment features, and access to JCB's extensive network, particularly in Japan and other key destinations.
One of the card's key features is an auto-convert installment option that allows eligible online purchases of at least PHP30,000 to be automatically converted into a three-month installment plan without monthly add-on interest, providing greater flexibility in managing expenses. This feature is particularly relevant for consumers who make significant online purchases and prefer to spread out payments without incurring extra costs.
To make every purchase more rewarding, the PNB JCB Platinum Credit Card enables cardholders to earn rewards points on their everyday transactions. Cardholders receive one point for every PHP70 spent, with an enhanced earn rate of one point for every PHP40 spent in Japan or on transactions billed in Japanese Yen. These rewards can be redeemed as cash credits toward outstanding balances, allowing cardholders to enjoy greater value while benefiting from JCB's strong connection to Japan and its unique lifestyle experiences.
Access to JCB-exclusive privileges and experiences is a key differentiator of the card. Cardholders can enjoy entry to select overseas airport lounges, access to JCB's multilingual concierge service while traveling, and exclusive benefits in Japan. These perks are designed to enhance the travel experience and provide added value for frequent travelers.
Edwin R. Bautista, President and CEO of PNB, stated, "We developed this card with our customers' day-to-day needs in mind - from managing purchases more easily to making the most of travel opportunities. Our continued partnership with JCB allows us to offer features that are practical, accessible, and relevant to how people spend today."
Masaki Yokawa, President and CEO of JCB International Co., Ltd., added, "Through this partnership, PNB JCB Cardholders can look forward to a more rewarding journey. Beyond earning rewards points faster, cardholders will gain access to exclusive JCB privileges - from airport lounge access and curated dining offers to merchant promotions across the country. These benefits reflect our commitment to delivering elevated experiences that combine convenience, prestige, and Japanese hospitality."
The card is designed for today's consumers whose spending spans digital payments, dining, and travel, reflecting broader shifts in consumer behavior. Its features are intended to complement these patterns by combining flexibility with rewards and access. JCB has established a strong global footprint, working closely with financial institution partners to provide secure, innovative payment solutions and distinctive cardholder benefits, with a particular focus on enhancing the travel experience.
The launch was commemorated through a ceremonial signing held on May 19, 2026, attended by executives from JCBI and PNB, reaffirming the organizations' shared commitment to delivering innovative payment solutions and enhanced value to Filipino consumers. The event marked a significant milestone in the partnership between the two institutions as they continue to respond to the evolving financial and lifestyle needs of Filipino consumers. For more information about JCB, visit www.global.jcb/en/. For more information about PNB, visit www.pnb.com.ph.
