Sell My Structured Settlement for Cash (SMSSC), an education and quote platform for individuals considering the sale of structured settlement, annuity, or lottery payments, announced its nationwide launch today. The platform aims to address the complexities of selling future payments, a transaction that is court-supervised and governed by Structured Settlement Protection Acts, which vary by state.
SMSSC offers more than 60 plain-English guides covering the court approval process, discount rates, taxes, and alternatives to selling. It also provides state-specific pages for all 50 states and the District of Columbia. All content is reviewed by named experts, and the company publishes its editorial standards at sellmystructuredsettlementcash.com/editorial-standards/. Additionally, three free calculators help payment holders understand offers before signing, including a decoder that reveals the discount rate implied by any offer they have received.
Alongside the launch, SMSSC released a free public data library for journalists, researchers, and consumer advocates at sellmystructuredsettlementcash.com/cite-us/. The library includes a 51-jurisdiction Structured Settlement Protection Act statute table, 2026 lottery tax rates by state, a directory of courts where transfer petitions are filed in 87 metro areas, and a status tracker for annuity issuers. All datasets are free to reuse under a Creative Commons license.
“We built the site we wished existed when we started researching this industry. Every number on it is sourced, the people who review the content are named, and the reference data behind it is free for anyone to check our work,” said a company spokesperson.
SMSSC’s funding partner, Genex Capital, is A+ rated by the Better Business Bureau and has served more than 50,000 clients since 2003, completing over $1.2 billion in transactions with a 95 percent court approval rate. Every SMSSC quote carries the Genex Guaranty, which includes a price match promise, no surprises between the quoted and final net amount, and legal costs covered by the funding partner.
The process for selling payments is consistent across states: a written quote that discloses the discount rate, document signing via DocuSign or notary at no cost, a transfer petition filed with the court by the funding partner’s legal team, and funding approximately three business days after court approval.
This launch is significant because it provides consumers with transparent, accessible information about a financial decision that can have long-term consequences. By offering free educational resources and data, SMSSC aims to empower payment holders to make informed choices and understand the true costs of selling their future payments. The platform’s emphasis on editorial standards and public data could also set a new benchmark for transparency in the industry.
