Healthcare executive and entrepreneur John Theodore Zabasky is raising awareness about a critical gap in healthcare access affecting millions of working Americans, as inflation, workforce instability, and rising medical costs strain households nationwide. Zabasky, CEO of WorXsiteHR Insurance Solutions, Inc., identifies the rapid expansion of part-time, seasonal, and gig-based labor as a primary driver of this crisis, noting that traditional benefits systems were built for full-time, long-term employment that no longer reflects reality for a significant portion of workers.
Recent labor data indicates nearly 40% of U.S. workers now fall outside traditional full-time employment, with studies showing over 30 million Americans delay or avoid medical care annually due to cost. Zabasky emphasizes that even among insured individuals, high deductibles and confusing plan structures often prevent people from seeking care, stating that coverage does not automatically mean access. "If people are afraid to use their insurance, the system has already failed," he explains, pointing to a fundamental disconnect between healthcare design and contemporary work patterns.
Founded in 2013, WorXsiteHR Insurance Solutions serves as the exclusive Third-Party Administrator for the HealthWorX Plan, a no-cost medical plan subsidized by a nonprofit to support lower-income, part-time, and seasonal workers. Through affiliated nonprofit efforts, Zabasky's organization helps facilitate over $100 million annually in healthcare services and premiums for families in need, demonstrating practical approaches to addressing access barriers. However, Zabasky stresses that the issue extends beyond any single company or plan, requiring broader recognition that healthcare needs to be simple, usable, and designed around how people actually live and work today.
With academic training spanning history, business, information systems, and health sciences, Zabasky approaches healthcare as a systems problem, noting that history shows systems fail when they stop serving the people they were built for. He warns against overcomplication in modern healthcare, arguing that complexity benefits administrators rather than patients, while simplicity restores trust. Rather than waiting for policy reform alone, Zabasky encourages practical, individual-level action across multiple sectors, including employers exploring alternative healthcare models for nontraditional workers, workers asking direct questions about actual costs rather than just coverage, communities supporting nonprofits expanding healthcare access, and leaders prioritizing systems that emphasize usability over optics.
As economic uncertainty continues, Zabasky's message positions healthcare access as more than just a benefits issue—it represents a workforce, stability, and dignity concern with implications for families, businesses, and communities. "When working people can take care of their health," he adds, "everything else becomes more stable." This perspective highlights the systemic importance of adapting healthcare delivery to match evolving employment patterns, suggesting that failure to do so risks repeating historical mistakes at larger scale while undermining economic and social stability.
