Rubean AG, a Munich-based FinTech company specializing in software-based point-of-sale (SoftPOS) solutions, announced at its annual shareholders’ meeting on Wednesday that it expects consolidated revenue to rise significantly in 2026. Co-CEO Jochen Pielage reported that revenue is projected to reach between 5.0 million and 6.0 million euros, up from 3.71 million euros in the previous year. In the first half of the year, revenue grew by approximately 50 percent to 2.4 million euros.
The company highlighted the strong growth of recurring revenue, which includes fees for the use of Rubean’s SoftPOS software. Pielage stated that half of the 2026 annual revenue will come from recurring sources, a significant increase from the previous year. This shift toward more predictable and profitable revenue streams is expected to drive the company toward profitability. “Thanks to the continued significant growth in recurring revenue, we will reach monthly breakeven in 2027 and close the entire year with a positive net income for the first time,” Pielage said.
Rubean’s technology replaces traditional card readers with a software app, allowing merchants to accept cashless and mobile payments without additional hardware. This solution is particularly beneficial for small and large retailers, restaurants, delivery services, and other businesses. The company is already a market leader in Germany and Spain and has expanded into other European markets, including Switzerland, France, and the United Kingdom, with support from major banks and payment service providers. Rubean has also entered markets in North and South America. Pielage noted that the company now works with 19 major banks, including German Sparkassen, BBVA in Spain, and Commerzbank, as well as internationally active payment service providers.
The positive outlook for 2027 is underpinned by the continued growth of recurring revenue, which is expected to enable the company to achieve positive earnings for the first time. Pielage emphasized that the groundwork has been laid for expanding sales operations, particularly with the addition of new Executive Board member Stephan Kuck.
Rubean AG is listed on m:access and other over-the-counter trading venues, including XETRA. For more information, visit www.rubean.com. The original press release is available at www.newmediawire.com.
The implications of this announcement are significant for the payments industry, as Rubean’s growth indicates increasing adoption of software-based payment solutions. This trend could reduce reliance on physical hardware, lowering costs for merchants and enabling broader access to cashless payments. For investors, the company’s path to profitability in 2027 signals a maturing business model with strong recurring revenue, which may enhance its attractiveness in the FinTech sector.
